# plaid-fintech

> Expert patterns for Plaid API integration including Link token flows, transactions sync, identity verification, Auth for ACH, balance checks, webhook handl

- Source: https://doutorai.pt/en/components/skills__plaid-fintech
- Type: Skills
- Category: Development
- Downloads: 11
- Site: Doutor AI (https://doutorai.pt/en) - AI tools for small businesses

An open-source community component, curated and adapted by Doutor AI.

## What it does and how to use it

A **skill** that teaches Claude Code to do development tasks well. It is packaged knowledge the model uses whenever it is relevant.

1. Install the skill (command above).
2. In Claude Code, describe what you need - the skill turns on by itself when the context fits.
3. No commands to memorize: you talk in plain language and the skill does the rest.

## Install (Claude Code)

```bash
mkdir -p .claude/skills/plaid-fintech && curl -fsSL https://doutorai.pt/data/lib/skills__plaid-fintech.md -o .claude/skills/plaid-fintech/SKILL.md
```

Paste this command into the terminal, in your project folder, and the component installs automatically.

## Content

```
---
name: plaid-fintech
description: "Expert patterns for Plaid API integration including Link token flows, transactions sync, identity verification, Auth for ACH, balance checks, webhook handling, and fintech compliance best practices. Use when: plaid, bank account linking, bank connection, ach, account aggregation."
source: vibeship-spawner-skills (Apache 2.0)
---

# Plaid Fintech

## Patterns

### Link Token Creation and Exchange

Create a link_token for Plaid Link, exchange public_token for access_token.
Link tokens are short-lived, one-time use. Access tokens don't expire but
may need upd

- 🔒 Full content on the Pro plan (€7.99/month) -
```

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---
Content by Doutor AI (https://doutorai.pt/en). When quoting, please cite the source: https://doutorai.pt/en/components/skills__plaid-fintech